How To Get An Insurance License in Ohio
The first step to launching your business as an independent producer is obtaining your insurance license.
If you live in Ohio, you will need to apply for a Resident Producer's License with the Ohio Department of Insurance (ODI).
To sell Medicare plans with ABC Medicare Plans, you will need to obtain an Accident & Health license. The Life Insurance license is not required, but many agents complete their requirements since most of the pre-licensing study courses cover that material.
You also may need a Life License to enroll your clients in additional coverage beyond Medicare plans.
The first step to getting licensed is to sign up for a study course that will help you prepare for the exam.
We recommend using LicenseCoach.com, an online study course (Discount Code:ABC4400).
As an ABC Medicare Plans candidate, you will receive a $140 discount when you enter our coupon code (see instructions below).
You must present an original Course Completion Certificate of the required pre-licensing education or education waiver to the examination center in order to test. You must bring the original certificate to the test site. Failure to do so will cause you to be turned away and your fee will be forfeited. Altered certificates will not be accepted. The certificate must be signed and dated by the provider and candidate. Course completion certificates and education waivers are valid for 180 calendar days beginning on the date of issuance. If you have not passed your examination within this time period, you will need to retake the pre-licensing education course.
1) Enrollment instructions for LicenseCoach:
- Go to www.licensecoach.com and click "SIGN UP"
- Select Insurance Certification
- Choose your "State" and click "Go".
- Select your course
- Enter the coupon code ABC4400 in the appropriate box and click "Apply"
- Your ABC-discounted pricing is $59.99
- Normal website pricing is $199.00. That is a $140.00 savings!
- Enter your personal information
- Enter your payment information and click on "Place Order Now" to complete your purchase and begin studying.
2) Schedule your fingerprinting appointment
Ohio requires individuals applying for an insurance license to submit fingerprints for a criminal records check completed by the Ohio Bureau of Criminal Investigation and Identification (BCI) and the Federal Bureau of Investigation (FBI).
To complete a criminal background check, applicants must use National WebCheck, a web-based fingerprinting technology that processes background checks electronically. WebCheck requests are usually processed within two business days, but in some cases, the Department of Insurance may not receive the results for up to 4-6 weeks.
A list of WebCheck providers is available on the Department’s website at www.insurance.ohio.gov. You can also make a fingerprint reservation online at http://www.fastfingerprints.com/Internal/AppointmentEdit.aspx?AppointmentID=0%20.
All PSI examination centers are approved WebCheck providers. If you wish to have fingerprints taken at a PSI examination center, you must pay the fingerprint fee of $71.00. The fee may be made payable by VISA or MasterCard.
Fingerprint Fee: $71
3) Schedule your exam
There are several testing sites across the sate and you can choose where to take the exam.
You may contact PSI exams at either www.psiexams.com or call (800) 733-9267 to schedule your exam. The website will include a list of testing locations with contact information.
You may also review this ODI Candidate Information Booklet that outlines the entire process.
Exam Cost: $42
4) Take your exam
Your exam will consist of multiple-choice questions and will be taken on a computer at the testing location.
After submitting your exam, your results will be provided before you leave the location.
If you pass and qualify for a license, you will be provided with certification that will be needed to apply for your actual license.
If you fail, you will be allowed to reschedule your next attempt. Information will be provided to you each time before you leave the facility.
5) Apply for your Ohio license
Immediately after you pass your examination, you may complete and submit your license application electronically using the kiosk at the examination center or you may apply outside the examination center by going to www.insurance.ohio.gov and clicking on the blue “Apply or Renew Agent License” button. Fees will be collected using a credit card or electronic check payments as part of the application submission process.
Resident License Fee: $10
6) ODI will review your application
Submitting an application does not mean that a license was approved or issued. After ODI has verified that you have completed any required education requirements, have passed the required examination and that you have met all standards for licensure, ODI will issue the appropriate license. The license will list the line or lines of authority. Once a license is issued you will be notified via email.